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Employee benefits are typically the second-highest cost employers carry after payroll—and healthcare is consuming a growing share of that budget without a corresponding improvement in outcomes. Premiums have risen nearly 20% for many employers in 2026 alone, continuing a trend that has pushed employer healthcare costs up 50% over the last decade.
Employers are paying more and, in many cases, getting less. Claims keep climbing, wellness investments aren't moving the needle, and the connection between all of it—access—rarely makes it onto a spreadsheet next to premium costs and renewal rates.
This isn't bad luck. It's a structural problem with one root cause: when everyday care is out of reach, every health issue becomes more expensive to resolve—for the employee and for the organization.